Submission Requirements

Requirements to Apply for CAMComp MI Workers’ Comp

To apply for coverage, your client must meet a few basic guidelines. To help speed up the application process, please review the requirements and ensure your client can meet them.

CAMComp Minimum Requirements

Note: Meeting these requirements does not ensure coverage for your client. The CAMComp team will review all applicants for final approval.

Your client must be a member in good standing with at least one of the following:

  • Construction Association of Michigan (CAM)
  • CAM Tri-Cities
  • Builders and Remodelers Association of Ann Arbor (BRAG)


  • Risk establishes that it’s primarily a contractor, sub-contractor or supplier of materials for the construction industry
  • Qualifying EMR of 1.50 or lower (over 1.50 would need to be reviewed by the excess carrier)
  • At least two years in business
  • Two years of loss runs
  • Qualifying financial - current assets/current liabilities at least 1 to 1 ratio with a positive net worth
  • Member is in good standing with a qualifying Trade Association

Agent Resources

Access informative agent resources and applications from CAMComp’s Policy Information and Average Return Schedule to our Officer Exclusion From and Independent Contractor Statement Form.

CAMComp Coverage:

Explore Our Classification Codes

Discover more about the classification codes we cover and how we safeguard our members. Gain insights into our comprehensive protection measures and the range of classification codes included in our coverage.