About CAMComp

Leading Self-Insurance Group

In 1982, CAMComp’s journey began as a vision to break away from conventional insurance offerings that failed to address the unique needs of Michigan’s commercial construction industry. Crafted by industry professionals for industry professionals, CAMComp is governed by a member-led board of trustees and is overseen by the State of Michigan Workers' Compensation Agency. Today, we proudly serve thousands of members as the state’s leading self-insured workers’ comp program. 

Along with a group coverage plan centered around the needs of our members, we foster a community where safety is paramount and unnecessary claims are minimized, keeping premiums lower for everyone. 

To support the success and safety of our members, CAMComp goes beyond mere insurance. We use a premium credit model to strategically invest the collective premiums, and at the end of each year, we assess the group’s claims paid out and the premiums paid in. If the premiums exceed the claims, the premium is credited back to the members’ accounts and placed toward the next year.

Our Mission

At CAMComp, we’re committed to providing contractors, subcontractors, builders and suppliers with affordable, comprehensive and trusted workers’ compensation coverage in Michigan. Leveraging our industry expertise, we aim to achieve this mission by providing a meticulously crafted workers' comp plan that prioritizes employee well-being.

Membership with CAMComp

Why Choose CAMComp for Your Coverage?

Our dedication extends beyond insurance. We're committed to providing our members with the service and resources needed to maintain safer work environments. From comprehensive safety courses to streamlined and compassionate claims processes, every component of CAMComp is designed with your success and well-being in mind.

At CAMComp, safety isn't just a priority – it's a wise investment. We believe in recognizing and rewarding your commitment to safety by crediting premiums not utilized for claims. It's our way of showing appreciation for your efforts and ensuring your dedication is valued.

How We Help Members Succeed:

  • We Take Safety Seriously

  • We’re a Self-Insured, Member-Owned Fund

  • We Provide Unparalleled Customer Service

  • We Pay Claims Quickly

  • Our Comprehensive Coverage

  • Our Motivating Rewards

    See What Our Members Are Saying:

    • Skip DiGiovanni
      CAMComp’s Safety Director was very positive about what was working in our safety programs and jobsite. And in the areas that needed attention, he steered us in the right direction. The Safety Director did notice one specific thing we had overlooked. A mixer door was open that should always be closed. CAMComp Safety Center and Loss Control Services are so important & valuable to members. I want everyone to know about it.
      Skip DiGiovanni
      Central Masonry & Cement, Inc
    • Robert Singer
      “Not only did we save tens of thousands in premiums by switching to CAMComp, but we have also received over $70,000 in surplus returns in the short period of time we have been insured. CAMComp‘s staff are experts in Workers’ Compensation. And their fair but firm claims handling has saved us premium dollars!”
      Robert Singer
      Duross Painting
    • John Daiek
      “CAMComp was able to take the worry out of our workers’ comp cost and coverage. We have participated in safety programs that have impacted our overall productivity and profitability. We at Daiek Woodworks love CAMComp! And I really like the premium rebates that we receive each year.”
      John Daiek
      Daiek Woodworks
    • Bill Borgiel
      “CAMComp has a family atmosphere which we love. And should a problem occur, we can attest that they have the resources and talent to handle the most sophisticated claims with 100% care and efficiency. The CAMComp dividend returns are also a terrific benefit to members. We believe that with CAMComp, Lutz Roofing has a true advantage in the industry.”
      Bill Borgiel
      Lutz Roofing
    • Barbara Bennett
      “Choosing CAMComp is one of the best decisions we ever made. I have found requests directed to CAMComp staff are always handled quickly and professionally whether it’s a request for a certificate of insurance or a general question about safety. Their follow-up is phenomenal.”
      Barbara Bennett
      LW Bennett Construction
    • Stephen R. Dailey
      “CAMComp saves me thousands of dollars every year with competitive rates and refund of surplus claims funds. I get the coverage I need and the comfort of knowing they are protecting my interests with aggressive management of claims. They are extremely responsive, a pleasure to work with, and provide a level of service that is invaluable to me, my employees and my company as a whole.”
      Stephen R. Dailey
      The Dailey Company
    Partnering with CAMComp

    Unlock Agent Excellence with CAMComp

    CAMComp offers agents a suite of valuable benefits crafted to support their success, including competitive commissions, underwriting, claims management and loss control services. Elevate your agency's performance by becoming a Select Agent for CAMComp, Michigan's premier group self-insurance program.

    As a Select Agent, you'll enjoy exclusive access to group workers' comp coverage tailored for sponsoring associations statewide. CAMComp doesn't just offer top-notch workers' compensation coverage – we open doors for your agency to thousands of Michigan contractors actively seeking dependable insurance solutions.

    Agent Partnership Benefits

    • Rapid New Business Quotes

    • Competitive Commissions

    • Aggressive Claims Management

    • Personal Service for Your Client

      Interested in becoming a member?

      CAMComp is